The Thrift System (OSUSU)

The OSUSU thrift system, which comes with free life cover, offers terms of 3, 6, or 12 months. This policy allows participants to share in the profits of the company through a guaranteed annual interest rate.

• Daily Contributions: Minimum daily contribution of Le 2,500 payable five days a week.
• Loan Facility: Contributors are entitled to a loan under their policy after completing half of the chosen term.
• Maturity Benefits: The full maturity benefit is payable at the end of the term (provided any loans are repaid).
• Life Protection: The maturity benefit amount also serves as a sum assured, payable to beneficiaries if the contributor passes away within the policy year.