All Risks
Insurance

All Risks Insurance

Premium coverage for portable assets, jewelry, and specialized equipment against unforeseen physical loss or damage. Unlike standard property insurance, "All Risks" covers your items structurally against almost any accidental loss globally.

Service Details

Why choose All Risks?

  • Comprehensive coverage against accidental damage (drops, spills)
  • Coverage against mysterious disappearance, loss, and theft
  • Worldwide geographical coverage (perfect for travelers)
  • Compensation at current replacement value (if agreed)
  • Ideal for cameras, laptops, jewelry, and fine arts

Documents Needed for Processing

  • Valuation Certificates from certified appraisers
  • Original purchase receipts
  • Detailed item description (Make, Model, Serial Number)
  • Photographs of the valuable items
  • Completed All Risks Proposal Form

Frequently Asked Questions

All Risks is typically applied to high-value portable items like laptops, mobile phones, cameras, expensive watches, fine art, and specialized equipment.

Generally, yes—unless the items are specifically insured on an 'Agreed Value' basis, requiring up-to-date professional valuation certificates.
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Headquarters

18/20 Walpole Street, Freetown

+232 31 523655
Bo Branch

12 Bojon Street, Bo

+232 31 616929
Kenema Branch

3 Damba Road, Kenema

+232 31 616930
Kono Branch

6 Suku Tamba Street, Kono

+232 31 161932
Makeni Branch

St. Lawrence Building, Azzolini Highway, Makeni

+232 31 161931
NIC

National Insurance Company Sierra Leone

Contact Us

+232 31 523655

info@nic.gov.sl

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